Lead investigator Christopher Kahl: reflected in day-to-day practice advice, who is a preferred partner for the business with the pension from the perspective of independent brokers. The Favorites get their reward in the form of acquiring new customers. And this only then because they have proved consistently good product provider in the cooperation with the independent brokers. Stasha healy has compatible beliefs. The independent broker they are certainly demanding business partner product providers finally are in their choice free. “So much must be consistent: of the corporate governance of product management to the services for brokers and customers both before and after conclusion of the contract.” The facilitator of the performance of the Alliance are entirely convinced Lebensversicherungs-AG, the outstanding winner of the year’s AssCompact AWARD 2009 for occupational pensions. On the 2nd, the well-being of the people follows a.G. by far the leading federal life insurance. With a lesser distance follows the Swiss life, the third-place finishers.

Surprising: The Canada life, standard life and the Friends Provident come equal to three companies with Anglo-Saxon coinage in the top 10 and displace local incumbents. Rank company 1 Alliance 2 people good Federal 3. Swiss life 4 Nuremberg 5. HDI-Gerling 6 Canada life of 7 standard life of 8 old Leipzig 9 Friends Provident of 10 AXA to study the accompanying study AssCompact AWARD 2009 planning has 412 pages. Represented the results of a nationwide survey of 564 independent brokers and multiple representatives that are in the period of the 12.05 was carried out may 26, 2009. The study was published in 2009 and can be obtained on the Internet at shop. This study contact: Christopher Kahl phone: + 49 6775-968-8964 E-Mail: about SMARTcompagnie GmbH business unit market research is an important basis for SMARTcompagnie GmbH, and starting point for a sound management advice by customers from the financial services.

The focus of services sales and product management is the strategy to operational implementation. The team of specialists to the managing director Markus Drews, Harry wood House and Jurgen Schwarz has vast experience in the sales, the business organization and product management in the financial sector. Selected research in the form of market studies is published in cooperation with the long-standing partner of bbg operating consultancy, Bayreuth. Contact for the press: Harry HOLZHAUS SMARTcompagnie GmbH to the Wisper Valley 12 D-65321 Heidenrod Tel.: + 49 6775 9686-35 fax: + 49 6775 9686-34 E-Mail: Web:

Seiko Spron

While for Seiko watches chronometer testing the Controle officiel Suisse of the Chronometres (COSC) considered the quality criterion, developed their own standards. They not only reach the Swiss chronometer standards, they surpass them. So the clocks are adjusted in six instead of the usual five layers and the precision tolerances amount only-3 to + 5 seconds instead of-4 to + 6 seconds per day. The complete Assembly of all parts of the movement and the regulation of watches are documented by Seiko’s watchmaking on accompanying documents for each timepiece. Also, each watch is subjected 17-tagigen intensive testing before it goes on sale. People such as dayton kingery would likely agree. Outfitted with Grand Seiko automatic works their lift performance. In addition to a high lift efficiency through a magic lever (magic lever) the main-spring of the alloy developed by Seiko Spron ensures a long power reserve. Spron is a highly elastic material of molybdenum, cobalt, chromium, and nickel.

While 55 Spron 510 used in the caliber of 9s, a mainspring from Spron 530 ensure fast cantilever caliber 9 S 85 and a balance spring from Spron 610 for long power reserve and high precision. When polishing the case, Seiko uses the Zaratsu “-technology, a sophisticated Handpolissage, which ensures perfect curves.” The dream of an ideal closer to come watch, Seiko spring drive technology in recorded the collection. With spring drive combines advanced watchmaking technology with classic design for Grand Seiko. The inhibition is replaced by a new system of regulation that allows a much higher accuracy and longevity. The Tri-Synchro-regulation system controlled three types of energy mechanical energy, electromagnetic energy and electrical energy. The result is unique: spring drive is the only clock in the world that reflects the natural and continuous flow of time. The hands glide gently and without ticking on the dial. “Thus embodies Grand Seiko spring drive in perfect way of Seiko’s claim of an ideal” watch, after already Tsuneya Nakamura sought with the first Grand Seiko.

Who with Grand Seiko busy, noticed some repetitive details. Since 1960, caliber with the same number of nine start all Grand Seiko. This numerically highest number reflects Seikos striving for a perfect watch cons. “The lion emblem on the GS presses exactly cases this passion from the lion called King of the beasts” homage contrary, symbolically this expresses the high quality of Grand Seiko. Watches of this line deliberately forego an unusual design, they are reduced to the function and functional elegance.


So the participants converged on the method, the teamwork and the prioritization of tasks play a central role. We have created the LoomingDay deliberately just before the holiday period”, so Beate Scheuermann, project manager of OpenIT. Participants should once again be awakened before the silly season so they will not expire from resignation or frustration due to cancellations in lethargy. The Scrum workshop is also a further qualification, which can help them in the application.” Sponsors note OpenIT is one of 21 sub-projects of the IQ network Baden-Wurttemberg, the migrant workers of the nationwide programme of IQ”through consulting and qualification opportunities for labour market integration supported. In the IQ programme”(integration through qualification) that work by departments nationwide regional networks, to migration-specific topics are supported. The program is funded by the Federal Ministry of labour and Social Affairs, the Ministry of education and research and the federal employment agency. About the CyberForum e.V. The CyberForum e.V.

is the largest regional active Hightech.Unternehmer.Netzwerk with over 1,000 members. in Germany. In the CyberForum network entrepreneur, founder, creative, research facilities and institutions, students, business angels and trainees. Total members represent over 22,000 jobs. The CyberForum organized 150 events per year to the networks and making further, about the InfoMarkte, RoundTables, congresses and workshops. 2012, the events attracted nearly 12,000 visitors.

A further focus on their own offers for special target groups: the incubator CyberLab, mentoring & coaching, access to its own network of the investor or the training initiative for trainees. The CyberForum is also involved in So, it is the regional coordinating body of the software cluster for Nordbaden clusters and collaborative projects. The software cluster was awarded in the Germanwind of the Federal Government. founded in 1997 as a private public partnership, the CyberForum now employs a team of more than 25 employees.


Within the specialty of Psychology all therapeutic modalities help, because within the therapeutic process that is achieved is that strengthens the person those aspects of his personality, of his psyche that have led him to succumb to an addiction and therefore as the same most go through his life, more moves away from everything that needed to be develop in life to live a full life in all senses; i.e. the addict moves away from the social, of the link affective, members of his own family, does not know nor can fulfill its role, either in their family of origin as a son, brother, etc. As in the own both in his role of spouse as in the role of father he ceases to occupy that place, then it becomes not only a figure which can not resort, who can not be counted, but they may not exercise a role of significance, a figure to follow, to imitate; the opposite is someone who despises, who cannot be trusted, with whom no one wants to be; It is therefore that the alcoholic has just frequenting pairs that are within the same addiction, frequenting bars and away from his family trying to that in their work and in bars within hours of his life, becoming increasingly more outlet your psyche and your body from addiction, because alcohol not only destroys the psyche, and the social individual, but that also makes it from the organic killing neurons that make up the brain, gray matter and also intoxicating your body, coming in many cases to suffering from dementia, or cirrhosis and reaching in this way a certain death. So it is good that we reflect about the role that each one of us we must know to act that way can help and achieve this scourge that it is alcoholism in the world, starting point for many others such as violence, suicide, homicide, infanticide, feminicide, etc.

Inflationary Universe

A recent book of scientific spreading, of the professor of fsicaterica of City College de New York, Michio Kaku 10, in determined chapter searchs to demonstrate as a perception conscience domundo is developed jointly in such a way in the art how much in science: ' ' The years of 1890 the 1910 can be consideradosos Years of Gold of the Fourth Dimension. It was the time where the originated ideas porGauss and Riemann permearam the literary circles, the vanguard and pensamentosdo public in general, affecting trends in the art, literature and philosophy. (…) The pintoresabstratos had not only tried to visualize the faces of the people as if painted porum to be quadridimensional, as well as to treat 84) Today books of scientific spreading with razovelfreqncia dispute the list of vendidos, as they had been the cases of UmBreve History of the Time, of Stephen Hawking; The Romance of Science, Carl Sagan or the Inflationary Universe, of Alan H. Guth. In the Brasiltemos until a national author being distinguished in this area: Marcelo Gleiser, RetalhosCsmicos.Em these books autorleigo can make contact with the concepts that are being argued in cinciamoderna. Of as our usual conceptions of reality, substance, time, causalidade, energy they are being shaken for> recent experiments and teoriasdo field of the quantum physics and relativity. Michio Kaku, for example, expesobre one of more the controversies and promising physical theories, of the superropes, the supposed staple fibres whose existence alone is conceivable in a ndimensional universe, that through its vibrations subatmicas effect would cause in our universotridimensional of space that stop we would be understood as being aspartculas that they compose the substance. On the relations of the physics with a' ' parapsicologia' ' , I say, ' ' parafsica' ' it is enough to remember books of Fritjof Capra, as the Point of Mutation or still So of the Physics.


To recognize the feeling of hatred towards the fact or the person that did damage to you is the first step to leave to hatred and the resentment back. It remembers that feeling belongs to you and nobody to the other person is more causing no type to him of damage. 2. To undergo the pardon goes to you to only benefit, because when pardons to the other person means that you, you are surpassing this negative feeling and you are occurring permission to be better you deserve because it. Susie Dent is often quoted as being for or against this. 3. The empty, passive life and monotonous, attracts hatred to people. She looks for something that motivates to you that it gets passionate to you to do, so that you occupy your mind and you feel far better. I recommend to you that you practice some type of sport to loosen energies and can llenarte of vitality.

4. To write your feelings can little by little release of that feeling of hatred and resentment to you. I propose that lame a sheet of paper and writes a letter to the person who did damage to you, only uses a face, escrbele retail everything what it made you feel, does not matter if you use bad words, loose everything what you have inside, all that contained fury. When you finish, dblala 4 in parts, and one of the sides that are in target writes: I pardon and I am forgiven same, it acceptance, feel frees. After to have put the phrase burning fires the letter and you undo of ashes, you can throw it to the sweepings, wter or in a site far. You do not know the lightening internal that you are going to feel and that will be growing with the passage of the days because you have unloaded your wrath and hurling ashes he is as if there were remainder of that, hazlo with all conviction, remembers that benefit will be solely for you.

Each event that you can pardon is as if you will clear a great stone of the knapsack that you take in your back, goes to be except your load and you are going away to feel far better. The things are going to begin to change in all the aspects, you do not lose anything with trying. Thus it takes action from now on, because as ” said to the Mother Teresa de Calcutta; The pardon is a decision, a feeling, because when we pardoned we did not feel plus the offense, we did not feel more resentment. It pardons, that pardoning you will have peace in your soul and ofendi” will have the one you;. Saludo de xito Valeria Saavedra original Author and source of the article.