A Schufa self information is not only highly recommend to anyone, if one intends to larger financial transactions, for example, a loan, or an important account. A Schufa proprietary information in writing, and only such makes sense, will cost more. And, although according to the Federal Data Protection Act (BDSG) really should be entitled to a free Schufaauskunft. The fees for the self-assessment are low, but still annoying. For a Schufa self information are four routes in the area.
First of all, the Schufa offers the generous opportunity to sign up for a one-time fee of currently 15.60 euros on its Web site. The registration granted unlimited access to the stored data. It is also possible to request personal information for a fee of at least 7.80 euros, which is collected by direct debit. The Schufa does not tire to indicate a third possibility that supposedly free of charge allows a Schufa auto information. Visit of one of its retail stores. But is free only orally granted the Schufa equity information. Who wants to have it black on white, paid also 7.80 euros, regardless of travel costs and the time involved.
Finally you can request also quite normal in writing his Schufa auto information. For this, the Schufa requires also 7.80 euros. However, these costs can be avoided in most cases. Although the Schufa often adorns, you may obtain information free of charge the Schufa. It is essential however, in the letter of application on several points to dwell, to the insinuation, the Schufa information of self serve economic purposes to counteract. Especially the clarification is important, that the Schufa proprietary information is used solely for the checking of the stored data and that evidence that has stored Schufa negative characteristics, which can damage the creditworthiness. You should also set out that a visit to the Schufa Office for professional reasons, for example, is not possible. The case law concerning the fee for Schufa Self-reported is not uniform. Some courts have held in the past for the self-disclosure justified the full fee. A legal dispute with a risk of cost several hundred euros not worth it of course. Use who the Schufa still wants to take on the pliers, the sample letter attached as attachment should free Schufa Selbstauskunft.doc”. In most cases a Schufa self information becoming free, without any risk of litigation. “For the future, this is probably legally regulated: amendment of the Federal Data Protection Act (short BDSG): new legal bases for scoring” with the proposed recast (…) on the concerned authorities, the personal data Save businesslike for the purpose of transfer, a claim that once a year to receive a free written self-disclosure, even if he can use them for economic purposes to third parties. As previously stated, you are now regularly by one In writing granted self-reported information on application fee offered. All the more urgent, we recommend currently still free to request the questionnaire by means of the attached sample letter.